Tennessee Lottery Draw Games
The Tennessee Lottery offers eight draw games, from high-frequency digit games with three daily drawings to multi-state mega-jackpots. Established in 2004 after a constitutional amendment passed in November 2002 with 58% voter approval, the first ticket was sold on January 20, 2004. Revenue is dedicated entirely to education — funding the HOPE Scholarship, Tennessee Promise (free community and technical college), and Tennessee Reconnect (tuition-free for adults 23 and older). The lottery generated a record $519.3 million for education in FY2024 and has contributed over $8 billion to education since inception. Tennessee has no state income tax on lottery winnings, meaning winners keep significantly more of their prizes than players in most other states. Federal withholding of 24% still applies to prizes over $5,000.
Cash 3 (Pick 3 — Up to 3 Draws Per Day)
Cash 3 is a pick-3 digit game with one of the highest draw frequencies in the country. Pick 3 digits from 0 to 9, drawn three times Monday through Saturday at 10:28 AM, 1:28 PM, and 7:28 PM ET, with a single evening draw on Sundays. Play types include Straight (exact order), Box (any order), Straight/Box combo, and Front/Back Pair. The optional Wild Ball add-on gives extra chances to win by substituting a randomly drawn wild digit. With up to 19 draws per week, Cash 3 generates data faster than digit games in most states, making it especially responsive to frequency analysis over short time windows.
Cash 4 (Pick 4 — Up to 3 Draws Per Day)
Cash 4 mirrors Cash 3's schedule — three draws Monday through Saturday at 10:28 AM, 1:28 PM, and 7:28 PM ET, plus a single evening draw on Sundays. Pick 4 digits from 0 to 9 with play types including Straight, Box, Straight/Box, and Front/Back Pair. The Wild Ball add-on is also available. With 10,000 possible straight combinations, Cash 4 offers larger payouts than Cash 3 at proportionally longer odds. The three-daily-draw schedule means overdue patterns develop and resolve quickly, making Cash 4 well-suited for digit frequency tracking.
Daily Tennessee Jackpot (5/38 — TN Exclusive)
Daily Tennessee Jackpot is Tennessee's own exclusive lotto game. Pick 5 numbers from 1 to 38 with no bonus ball, drawn daily. The simplicity of the format — no secondary pool to match — gives it straightforward odds and makes analysis clean. With only 38 numbers in the pool and daily drawings, each number has a 5/38 = 13.2% chance of appearing per draw. Patterns emerge relatively quickly compared to multi-state games with pools of 50 or more numbers. As a TN-only game, it offers jackpots that grow based solely on Tennessee sales.
Tennessee Cash (5/35 + Cash Ball 1/5 — TN Exclusive)
Tennessee Cash is the state's other exclusive lotto game, offering a two-pool format. Pick 5 numbers from 1 to 35 plus a Cash Ball from 1 to 5, drawn Monday, Wednesday, and Friday. The small Cash Ball pool (just 5 numbers) means a 20% chance of matching the bonus each draw, making Tennessee Cash one of the better-odds multi-pool games available anywhere. The compact main pool of 35 numbers also yields more responsive frequency data than larger national games. Tennessee Cash is a strong middle-ground option between the daily digit games and multi-state mega-jackpots.
Lotto America (5/52 + Star Ball 1/10)
Lotto America is a multi-state game with a compact format. Pick 5 numbers from 1 to 52 plus a Star Ball from 1 to 10, drawn Monday, Wednesday, and Saturday. Each ticket costs $1 with an optional All Star Bonus multiplier. The smaller secondary pool (1-10 vs. 1-26 for Powerball) gives Lotto America better overall odds than the national mega-jackpot games while still building substantial multi-million-dollar prizes. Combined with Tennessee's 0% state tax, Lotto America winners in TN take home more than winners of the same prize in most other participating states.
Millionaire for Life (5/58 + Lucky Ball 1/5)
Millionaire for Life launched February 22, 2026, replacing Cash4Life in the Tennessee lineup. Pick 5 numbers from 1 to 58 plus a Lucky Ball from 1 to 5, drawn daily. Each ticket costs $5. The top prize is $1 million per year for life, with seven prize tiers from $5 up. The recurring payout structure appeals to players who prefer steady income over a single lump sum. The daily draw schedule generates data rapidly for frequency analysis, and TN's 0% state tax makes the lifetime payout even more valuable — each annual $1 million payment is not reduced by any state withholding.
Powerball (5/69 + 1/26)
Powerball draws Monday, Wednesday, and Saturday evenings. Pick 5 numbers from 1 to 69 plus a Powerball from 1 to 26. The Power Play multiplier can boost non-jackpot prizes up to 10x for an extra $1. Jackpot odds are 1 in 292,201,338. Tennessee's 0% state tax on lottery winnings is a major advantage — a TN Powerball winner keeps roughly 10-13% more of their prize than a winner in a high-tax state like New York (10.9%) or Maryland (9.5%). This makes lump sum vs. annuity analysis slightly different in TN, since the state tax variable is zero.
Mega Millions (5/70 + 1/25)
Mega Millions draws Tuesday and Friday evenings. Pick 5 numbers from 1 to 70 plus a Mega Ball from 1 to 25. The Megaplier multiplies non-jackpot prizes up to 5x for an extra $1. Jackpot odds are 1 in 302,575,350. Like Powerball, Mega Millions winners in Tennessee benefit from the 0% state tax, keeping a larger share of their prize than players in the vast majority of other states.
Which TN Game Should You Play?
For the most frequent action, Cash 3 and Cash 4 offer three draws per day Monday through Saturday — more chances to play and more data to analyze than most US lottery games. For a TN-exclusive daily lotto, Daily Tennessee Jackpot draws every day with a clean 5/38 format. For the best bonus-ball odds in a lotto game, Tennessee Cash's 1/5 Cash Ball pool is hard to beat. For recurring lifetime payouts tax-free at the state level, Millionaire for Life delivers $1 million per year for life. For the biggest single jackpots, Powerball and Mega Millions are the choices — and Tennessee's 0% state tax means TN winners keep more than almost anyone else. Use our Frequency Analysis and Hot & Cold Numbers tools on the Tennessee lottery dashboard to explore patterns across all games.